The Smart Way to Look at Home Improvements

By: Suzanne Gwaltney, Associate Broker, CENTURY 21 Sail/Loft Realty What home improvements really pay off when the time comes to sell your house? That’s an important question for any homeowner contemplating moving or remodeling. And the only possible answer is a...

Vacation Homes Are Becoming A Reality

By: Suzanne Gwaltney, Associate Broker, CENTURY 21 Sail/Loft Realty Whether it’s a lakefront cottage or a log cabin in the woods, a vacation home often seems to be a dream that only the wealthy can afford. But these days, you don’t have to be a millionaire to own one....

Fixed Rate Loans vs. ARM Mortgage Loans

Along with other decisions you will find yourself making while shopping for a mortgage, you will be deciding whether to take a fixed-rate mortgage (FRM) or an adjustable rate mortgage (ARM). As the name implies, the interest-rate of an FRM will remain the same...

Understanding Real Estate Terminology

By: Suzanne Gwaltney, Associate Broker, CENTURY 21 Sail/Loft Realty Purchasing a home can be a complicated and confusing process, especially for first-time buyers.  Throughout the process, first-time home buyers will encounter a variety of unfamiliar real state terms....

“Matters of Survey” Matter

Reprinted with permission from the October 2009 Real Estate Bulletin From The North Carolina Society of Surveyors, Inc. There is a school of thought that it is not necessary to obtain a current survey when purchasing real estate—that title insurance and affidavits...